Interest Rates Should Be Higher, Not Lower

In a free market, interest rates are determined by the supply and demand for credit. Savers provide capital (supply) while borrowers like businesses, consumers, and governments create demand. Rates would reflect the real cost of capital. They would balance risk,…
We Should Not Apologize for Businesses Being Profitable

The need for such a defense is dire: “Even our most successful and respected business leaders are told they have a duty to ‘give something back’. We do not chastise successful scientists, artists, athletes, or even literal lottery winners ‘about…